Will be getting higher. As reported by Chad Terhune in the Los Angeles Times:
... health insurers Blue Shield of California and Aetna Inc. are proceeding with double-digit rate increases that state officials said were unreasonable.
The increases will be as high as 20 percent, which the insurers say “were justified based on rising medical costs and continued losses in its individual business.”
Insurers are also raising their prices in anticipation of additional costs that will come with the arrival of Obamacare, which was supposed to have been the corrective for this sort of thing. The price of health care coverage will surely continue to rise as companies are compelled to accept anyone regardless of risk. It is, after all, the measure of risk that determines the real price of insurance. Not, unfortunately, the intuition of regulators or the wishes of legislators.