Penalty for Marriage in Obamacare
8:18 AM, Nov 16, 2013 • By JONATHAN V. LAST
Every time you think that we've finally touched bottom on Obamacare, some new problem emerges. So what began merely as a dysfunctional website became a broken and mis-designed system. When it turned out that lots of people were paying more for their plans, it then turned out that others were having their plans canceled—and that some people were even losing their doctors. And now we're finding that, along with everything else, Obamacare contains a marriage penalty, too.
A married couple can get Obamacare subsidies if their income is less than 400 percent above the poverty line. But because the federal poverty level for married couples is less than double the level for individuals, a couple that lives together without getting married can make more money than a married couple, yet still get Obamacare subsidies.
The Atlantic reports that in practice, this means that a married couple in New York making more than a combined $62,040 gets no subsidies from Obamacare. But two people who live together without getting married? They can make up to a combined $91,920 and still get subsidies from the government.
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